High Risk or SR22 Insurance
Posted on December 7th, 2011
Also known as non-standard car insurance, high risk auto insurance is a specialized type of coverage intended for drivers who represent an above-average claims risk. Such drivers might fall into a high-risk age group, have a history of repeated moving violations or accidents, or have had their driving privileges suspended or revoked due to a drunk driving or other serious violation. Colloquially, you might hear high risk car insurance referred to as SR22 insurance, although the latter is actually a misnomer. As we will explain below, there is technically no such thing as SR 22 insurance—the term just reflects a conflation of high risk policies with the concept of an SR 22 form.
Usually, when drivers refer to SR22 auto insurance, they really mean high risk, or non-standard, auto insurance. T
Tags: High Risk, Insurance
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