How Affordable Long Term Care Insurance found in Arizona
Posted on April 13th, 2010
The State of Arizona provides long term care through a program called Arizona Long Term Care System (ALTCS). This program provides insurance for the elderly aged 65 years and / or persons with disabilities and require constant care in institutions such as nursing homes or other long-term care facilities.
In addition to meeting the requirements of age and disability, there are other factors to determine whether a person is eligible for this program.Some of these additional requirements are:
The 1st monthly income: monthly income must not exceed $ 1,869 per month. However, there is meaning for those who have been approved by AHCCCS (Arizona Health Care Cost Containment System – Arizona Medicare program) AHCCS candidate may be a good monthly income.
2nd Financial resources: the resources available, the evaluation less than $ 2,000 for an individual. assets available to bank accounts, cash,Stocks, bonds, etc. If you are married, your spouse can keep half the money available up to a maximum of $ 101,640. Tangible assets such as a house and / or vehicle are not included and will not be considered as part of the resource limit.
3rd State Citizenship: Applicants must be U.S. citizen and be domiciled in the State of Arizona. The foreigners with legal residence may also qualify.
4th Test: Each candidate must be a proof of PAS. A PASTest is a screening test for pre-admission. Each potential candidate must submit before this screening to be included in the program. In essence, the test will show if a person in the community without functional or nursing care.
It is not a requirement to enter a nursing home care ALTCS. ALTCS services can be provided on a home or deployed, despite living in a system of assisted living.
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Tags: Arizona, Long Term, Long Term Care, Term Care
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