Europe : low interest rates will harm life insurers
Posted on October 31st, 2011
Fitch Ratings says the European Central Banks 25bps interest rate cut today puts into focus the pressure on life insurers margins and earnings from low interest rates. Although insurers are exposed to long-term bond yields rather than the ECBs short-term interest rates, the ECBs rate decision means long-term interest rates are expected to remain low. Although not generally a threat to capital or existing ratings in the near-term, prolonged low interest rates will create challenges.
Life insurers are exposed to interest rate risk through investment leverage, product guarantees and policyholder options.
Tags: Insurers, Interest Rates, Life Insurers, Low Interest Rates
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Travel Insurance by Indian Insurers
Posted on February 17th, 2011
Overseas travel requires a proper hoe work by the traveller. One of the important travel tips for overseas travellers is travel insurance policy. There are several Indian insurers who offer travel insurance policies at varying premium costs and medical benefits. Those who are visiting a foreign country can compare travel insurance India at Eindiainsurance and make an informed choice. The easy and quick quote facility at Eindiainsurance enables the travellers to make an appropriate choice while buying travel medical insurance.
Overseas travel insurance plans are offered by prominent insurance companies in India such as TATA AIG, ICICI Lombard, Reliance, Cholamandalam, Oriental, Bajaj Allianz, Future Generali Travellers can complete a simple application on Indian travel insurance compare tool at Eindiainsurance and access the premium cost, deductibles, coverage period, inclusions and exclusions.
Tags: Indian Insurers, Insurers, Travel Insurance
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