Top Insurance Claims Tricks And Misconceptions
Posted on April 6th, 2011
After the accident, the drivers remain confused about the cover they will get but with car insurance supermarket, you can get clear terms on the insurance policy. If the driver meets with an accident and if he/she is not at fault then the third party needs to pay for the damages, but some sneaky drivers try to claim for things that are not covered.
Sometimes the drivers try to get their old wear and tear repaired along with the damages caused during accident. The insurance assessors and garages can easily discriminate between the latest accident damages and old wear and tear. The garages cannot join hands with fraud motorists, as the insurers carry out audits to check their work. The motorists will have to pay for his fraud of passing old damage to the insurer.
Sometimes the car is damaged due to poor maintenance or mechanical problems but the insurers do not cover their customers in such circumstances. A car with seized engine, wrong engine oil level or fuel in the car can cause mechanical problems, which can lead to big car damage. The car owner needs to take proper care of his vehicle as otherwise you might be indulged in a fatal damage.
Some of the policyholders claim for the stealing of expensive items from their boot or glove box, but the insurance assessors can tell the real facts of the crime by matching it with the claims of the policyholder. The broken rear window near the boot box might justify the story of the car owner but the small details might signal toward the fraud he is doing. The motorists need to keep precaution while placing their valuable belonging in the car or else their insurance from car insurance supermarket will not be valid.
After the accident, the car owners expect to get a free service for their car but the insurer will pay for the damages only. The driver will get the car in the same condition, as it was before crash but not in the condition, he gets from the showroom.
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Tags: Insurance, Insurance Claims
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