What if Someone Gets Injured on My Property?
Posted on June 25th, 2011
If you are a homeowner you probably carry insurance. Do you carry the right kind, however? It is important to make sure that you carry liability insurance on your property. If someone is on your property whether in the house or out in the yard, your liability insurance will pay to cover any injuries that he may receive while on your property. With medical bills being so expensive unless you think you can afford to pay out of your own pocket you will want the protection you get from homeowners liability insurance. You have to stop and realize that you are also responsible for the loss of work they may suffer. Suppose someone falls and breaks a leg. They are a truck driver who cannot drive truck until their leg gets better. You are responsible for the income they lose.
When someone gets injured on your property they have to be made whole. It doesn’t matter if you have insurance or not. They can bring a lawsuit against you and make you pay for the rest of your life. It is of the utmost importance that you plan ahead and plan for the unexpected. Property insurance will cover your losses in the event of a fire or other hazard. You really need to carry insurance to protect yourself against possible lawsuits. If you think about it you should want to protect yourself and others. Liability insurance is not expensive and will be there when you need. Hopefully you never have to use it but chances are good that a day will come when you will need to use it.
Liability insurance will even cover for dog bites if you have dogs. Even friendly dogs tend to jump on people. They could easily injure someone. If you have an aggressive dog you want to know you can get the care needed for the person who is bitten by your dog. Often with dog bites there are lawsuits. Make sure you have the insurance in place that you need. Liability does cover lawsuits. You will get attorneys from the insurance company to represent you. They will fight to get you the best deal.
Similar Posts:
- Contents cover for vans
- American Commerce on Umbrella Insurance
- The Cost of Getting Landlord Insurance
- Advantages of Business Insurance to Company Owners
- Umbrella Liability Insurance Coverage
Tags: liability insurance
Filed under Insurance News |