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Womens Car Insurance & High Street Competition

Posted on June 23rd, 2011

Womens car insurance may legally be a thing of the past thanks to European legislation but that is not to say that the mentality of women looking to get the best deals for themselves, their bank balances and their families is a thing of the past. It is definitely the future for many individuals and families that have their budgets stretched and the supermarkets are leading the way in offering value for money… and that includes in the car insurance market.

As of Monday, a major supermarket will be re-launching their car insurance products to challenge one of their main rivals in the marketplace. To appeal to the masses and especially the womens car insurance policyholders, they are offering significant loyalty points as an incentive to jump ship from your current provider to their own service. Now, I cannot mention the brands but the two insurers involved offer two of the biggest loyalty schemes out there so it is pretty obvious who they are. This incentive is not new but it may appeal to you if you are looking to save money and take full advantage of any savings you can make in your food budget too!

There are, of course, significant positives and negatives associated with taking advantage of loyalty points offers for womens car insurance. The positives are that you get a guaranteed reward for taking out car insurance. You can spend the points on food, household goods and even treats for all the family. You can also take advantage of discounts. One provider offers members of their loyalty scheme 15% off their premiums. As such, you can save between 15% and 20%  offer your total premiums. However, in many cases, you will not get the same discount should you choose to renew so you could end up paying more for coverage.

Although it is definitely worth looking at these offers before taking out womens car insurance, you should also avoid falling hook, line and sinker for them. Some seem to offer better value than they actually do and often cover for cheap insurance that does not offer value for money. Always compare quotes and policies to get the best deal to suit all your wants and needs. Check out features of policies as well as making sure that you can afford your premiums and you will not go far wrong. You need to make sure that your insurance can work for you so make sure that it does just that from day one.

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Tags: Car Insurance, Insurance, Womens Car, Womens Car Insurance
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