How Your Credit Influences Your Car Insurance Rates
Posted on April 17th, 2010
Insurance at the very core is merely a way to pool risk amongst a group of individuals. Each individual within the group agrees to a contract that offers coverage for a defined list of circumstances. This coverage is provided in exchange for premiums paid by the policyholder. Each policyholder pays a different premium based on a formula that considers a variety of personal factors. One of these factors is your credit score and history.
The use of credit to determine car insurance rates has met with criticism and controversy. Auto insurers insist that a person’s credit history is a valuable barometer of the likelihood of future claims.
What you Need to Know in Car Insurance for your Teen
Posted on April 16th, 2010
When purchasing car indemnity for a teenager or a young driver, the premiums tend to be higher. However, there are some ways to save on car insurance for a teenage motorist, and in these troubling economic times, it is important to save as much as you can. Make sure, you inform you young driver about car indemnity and how it affects the car that they are driving as well as they way they drive. Also make sure that they are aware that having car insurance does not make them invulnerable to car accidents and traffic incidents.
Your teenage driver should start out driving with as clean a record as possible to get the best rates.
Dealing With Dui’s While Shopping For Free Online Auto Insurance Quotes
Posted on April 15th, 2010
Do you have a dui on your record and are now in the market shopping for free online auto insurance quotes? I am pretty sure that your current auto insurance company decided to have you pay an arm and a leg just to keep your car insurance with them.
And especially when you have a DUI it can easily double your monthly premiums to a point when it’s almost impossible to keep up with the payments. This is really unfair especially because of the amount of fees that you have to pay every month to pay your fines for your GUIs.
It is ready enough headache to pay all those fines now because of the DUI and setting up court dates. Now you have to pay a lot more for your car insurance. I
Truth Versus Whole Life Insurance temporary
Posted on April 14th, 2010
It ’s always a difficult decision to decide whether to buy life insurance or whole life. Buy some clear differences between them and in front of you, you should consider your options. Temporary insurance against something that many people think, and the advantage for you to find out everything possible to each.
Term life insurance is death that had been paying your own. If you happen to be longer than the lifetime of the policy, then liveYou can get anything in return. Together in life insurance death and a combined value of cash, which means if you live a longer life of the policy, you get something in return. You can rent a whole life policy in cash, or against them.
How Affordable Long Term Care Insurance found in Arizona
Posted on April 13th, 2010
The State of Arizona provides long term care through a program called Arizona Long Term Care System (ALTCS). This program provides insurance for the elderly aged 65 years and / or persons with disabilities and require constant care in institutions such as nursing homes or other long-term care facilities.
In addition to meeting the requirements of age and disability, there are other factors to determine whether a person is eligible for this program.Some of these additional requirements are:
The 1st monthly income: monthly income must not exceed $ 1,869 per month.